Government-issued photo ID: You’ll need a valid government-issued ID, such as a driver’s license or passport, to prove your identity.
Certified funds: You’ll need to bring certified funds, such as a cashier’s check or wire transfer, to cover your closing costs and any down payment on the property.
Homeowner’s insurance policy: You’ll need to ensure that you have bound your homeowner’s insurance so that you are covered for all risks ordinarily associated with real estate ownership..
Any required documentation: Depending on your lender and the transaction specifics, you may need to bring additional documentation, such as a termite inspection report or proof of repairs.
It’s important to carefully review your closing documents before signing them and to ask any questions you may have during the closing process.