Refinance Attorney Mt. Pleasant SC

What a Refinance Attorney in Mt. Pleasant SC Can Do for You

Home refinancing is one of the many things families can do to bring down mortgage interest rates and get lower monthly payments on a loan. If completed correctly, refinancing works to protect your finances and reevaluate the value of your home. However, as is the case with most real estate decisions, there’s plenty of paperwork and legal hurdles you face before a successful refinancing of your property. And thankfully, Buxton & Collie can help guide you through the process as a refinance attorney for Mt. Pleasant SC.

Potential Problems with Refinancing

In starting the refinancing process, you might uncover issues with your property you didn’t know existed. It’s the job of a refinance attorney to work closely with you to identify these problems and resolve them.

• Prepayment Penalties: In the case of mortgage loans, you must follow specific rules and stipulations to be approved. For example, one such lender requirement makes sure you cannot entirely payoff (or refinance) your mortgage before a certain amount of time has passed. Otherwise, you face steep penalties. Our attorneys ensure you aren’t caught off-guard by penalty fees, helping you save more and pay less.
• Clearing Up a Title: Most lenders won’t approve you for a new mortgage loan if they find discrepancies in your property title. In other words, lenders won’t take a risk on approving your loan if you have property liens, unpaid property taxes and more. To head off this problem before it halts the refinancing process, our attorneys will uncover any title issues and work with you to resolve them.

Real Estate Law for South Carolina

Mortgage refinancing is only one part of real estate law in South Carolina. From buying a home to the sale of a commercial property, state law requires a real estate attorney to be present for the transaction. And with a law firm like Buxton & Collie, we can ensure your sale goes smoothly, documentation reflects all agreed-upon terms, and your property title is clear of all blemishes.

Talk with Our Team

Are you considering a refinance? By hiring a refinance attorney for Mt. Pleasant SC, we can advise you on the best course of action for you and your family. Learn more about our law firm and services by calling 843-606-2397 to request a consultation. Also, we are located at 940 Johnnie Dodds Blvd #100, Mt. Pleasant, SC 29464.